Friday, May 20, 2022 |
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• Gifts of health • Kudos to Wilcox Memorial Hospital • Losing
Our freedoms • Property loan tip
Gifts of health
Having moved to Kaua‘i from one of the healthiest cities in America — Boulder, Colo. — I am continually delighted with the gifts of health I discover on our beautiful island.
Having just returned from a sunrise bike ride on the bike path, I read James “Kimo” Rosen’s letter to the editor, “Multi-use path a win-win for everyone,” (Letters: Feb. 10) and add my resounding yes.
I am blessed to live in Kapa‘a where there are two fine health food stores. And even the supermarkets carry organics. More gifts of health.
Then there is the abundance of natural health care providers. As one who has only catastrophic health insurance, I count on doing what gives me health assurance.
The free lecture last Sunday at Papaya’s Natural Foods on how to eat based on your own physiology gave us more options for enjoying a healthy life.
Last, but definitely not least, is the annual Kaua‘i Wellness Expo, which took place this weekend at the Convention Center.
What a great event to learn about the latest wellness technologies and be around positive-minded people who care about each other.
Marian Head, Kapa‘a
Kudos to Wilcox Memorial Hospital
We have visited your island every year for over 20 years.
This year, we required the services of many departments at your hospital.
This facility apparently has an excellent philosophy which is demonstrated by all staff members.
We were treated with respect, professionalism and aloha at every visit (ER, UC, OP, IP, Diag).
The people of Kaua‘i are fortunate to have the highest level of care.
James and Prudy McGhehey, Roseburg, Ore.
Losing Our freedoms
Obama’s decision to force religious organizations to provide contraceptives and abortion pills to all employees is a violation of our freedom of religion.
It also violates other parts of the Constitution, which limits the federal government to regulating interstate commerce.
Obama is now back-peddling on this issue.
But his new approach is to force all insurers to do the same thing, which has the same result.
Besides being unconstitutional, Obamacare smells of arrogance and political deception.
Not one Republican voted for Obamacare. It was the work of the Democratic party.
But if they really thought it was such a good idea, why did they make sure that the biggest provisions do not take effect until 2013 and 2014 — three or four years later?
Obviously, Obama and the Democrats knew that a lot of us are not going to like Obamacare.
So Obama made sure that by the time we find out what this monster looks like and how many freedoms we are losing, it will be too late to vote him out.
Since this is an election year, we will probably see Obama trying to appear reasonable and moderate.
But if he wins again, he will likely return to amassing more power for Washington D.C., taking away more of our freedoms and violating the Constitution.
Mark Beeksma, Koloa
Property loan tip
Yet another well-written, down-to-earth article by Ron Margolis in Friday’s The Garden Island Real Estate section. Space may have limited one important detail: gifts from family or friends.
Many lenders question sudden cash deposits in a buyer’s checking account which have no logical basis absent an explanation in writing.
Thus, many lenders will want (might as well do this in advance) written clarification of the source of such funds.
Let’s say parents want to gift (consult your tax specialist) their kids money to help with a down payment — not a loan — an outright gift with no strings attached, no second mortgage, no note unsecured or secured, no future equity sharing, etc.
An upfront letter from the gift-giver clearly explaining ‘To Whom It May Concern’ that the funds and amount are indeed such a gift without any obligations for repayment should clarify the nature of the gift to the satisfaction of the lender.
Indeed, it is almost an American custom for parents to help their kids in such a way to get started in home ownership.
Friday’s edition (The Garden Island: Feb. 10) is a keeper for other reasons.
There is a lengthy article on the just-passed foreclosure abuse settlement, and a very timely analysis by Derek Kravitz of The Associated Press entitled, ‘What settlement will and won’t do for homeowners.’
The Garden Island is right on top of this major event.
By the way, the one-year anniversary of this wildly successful Real Estate section just passed. Nice work, The Garden Island and staff.
Tom Rice, Princeville
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