Finance Factors moves across the street

Representatives of Finance Factors, citing strong growth in the island’s mortgage industry, recently announced a move into a new, larger location.

The new branch is right across Kukui Grove Street from where the old location was. Its opening, along with a new Kauai Mortgage Center at the same location, was announced by Steve Teruya, Finance Factors president and chief operating officer.

Dirk Apao, Finance Factors vice president and mortgage center manager, led the move across the street.

“By keeping the branches and the centers in close proximity, we’re making it more convenient for our customers, and (this) allows us to respond quickly and accurately by putting us closer to them,” said Apao.

Debbie Schumacher is operations supervisor.

“As a leader in Hawai‘i’s home-mortgage market, we take pride in distinguishing ourselves by offering the highest-quality customer service,” Teruya said.

Finance Factors representatives have been providing financial services in Hawai‘i for over 50 years.

Started in 1952 by six island families, the company has grown from a small kama‘aina enterprise that pioneered personal loans for Hawai‘i’s working class, into Hawai‘i’s largest locally owned, depository, financial-services company.

Company officials specialize in residential and commercial real-estate loans, including low-rate residential mortgage loans, land loans, construction loans, home-equity credit lines, as well as a variety of portfolio mortgage loans for properties and borrowers with special needs.

Finance Factors also offers competitive rates on certificates of deposit and savings accounts, with deposits insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).

Finance Factors is a member of the FDIC and the Federal Home Loan Bank of Seattle.


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